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I have surface pro 2, 128GB, windows 10 updated…can I reformat and still retain its windows 10? How? Thank you…

Yes, you can. Not a literal format though unless you want to re-install windows. To reset the machine to factory defaults: Open settings by touching the windows start menu button, and click the gear icon. Open the “Update & Security” Menu and and go down to “Recovery”.Under “Reset this PC” tap “Get started” Select the options you want and reset. Hope this helps!

You can also do a full format and fresh installation, make a Windows 10 boot drive and boot from it, it should allow you to fully format the drive.